MEDICARE FAQ

Medicare is a government-sponsored health insurance program for individuals 65 years and older that helps cover some medical expenses, but not all. The four parts include Hospital Insurance (Part A), Medical Insurance (Part B), a Medicare Advantage Plan (Part C), and Part D which include prescription drug coverage. You may be eligible at a younger age if you have a disability such as ALS, kidney failure other others.

Signing up for Medicare begins 3 months can begin up to 3 months before your 65th birthday.

Annual Enrollment Period begins October 15th and continues through December 7th. After this period comes Open Enrollment which lasts from January until March.

Part A covers a variety of inpatient care, including hospital stays and skilled nursing facility visits. You may also be eligible for hospice or home health services through Medicare Part A if needed.

Part B medicare helps to cover services from doctors and other health care providers, outpatient care. It also covers durable equipment (like wheelchairs) as well as preventive cares like screenings or shots that are necessary year-round for your health.

The Medicare Part D drug coverage is a way to help cover the cost of prescription medication. You can join an original or Medicare Advantage plan with this service, as it will be offered by private insurance companies which follow rules set by Medicare.

Medicare and Medicaid are two of the most common government-run health coverage programs. They have different purposes, but they both provide you with a way to get necessary medical attention should your need arise regardless of age or income level. Medicare is a federal program that provides health coverage for people who are 65 years old or older; it doesn’t matter what your income level may be like–everyone qualifies if they have disabilities as well. Medicaid on the other hand is fairly similar, but it’s specifically for those who have low income levels.

Some of the most common Medicare providers include HealthPartners, Blue Cross Blue Shield of Minnesota, Medica Advantage Solutions, UCare, and Allina Health Aetna Medicare.